The MHADA Lottery 2026 has brought fresh hope for aspiring homebuyers in Mumbai, especially those looking for affordable and government-backed housing options. This year, MHADA has introduced a slightly different approach by offering unsold flats through a first-come, first-served (FCFS) system, instead of the traditional lottery draw. The move is aimed at faster allotment and smoother access for eligible applicants.
📌 What’s New in MHADA Lottery 2026?
Under this scheme, MHADA is offering around 120 ready-to-move unsold flats across Mumbai. Although the booking process was expected to start in early February 2026, it has been temporarily postponed due to technical reasons. Applicants are advised to regularly check the official MHADA website for updated booking dates and announcements.
📍 Locations of Available Flats
The flats are located in key Mumbai suburban areas such as Malad, Kandivali, Borivali, and other residential zones. These locations are well-connected and suitable for families, working professionals, and first-time homebuyers.
🖥️ How to Apply for MHADA Flats
Interested buyers must apply online through MHADA’s official ‘Book My Home’ portal. Applicants need to register, complete their KYC details, and select flats based on real-time availability. The process is entirely digital, making it transparent and user-friendly.
💳 Booking & Payment Process
Once a flat is selected, applicants must pay 10% of the total flat cost within 48 hours to confirm the booking. If the payment is not completed within the given time, the booking will be cancelled automatically, and the flat will be made available to other applicants.
✅ Eligibility Criteria
To apply, applicants must be Indian citizens aged 18 years or above and should have a minimum 15-year domicile in Maharashtra. Additionally, the applicant must not own any residential property in the same municipal area. Flats are offered across income categories such as EWS, LIG, MIG, and HIG.
📄 Documents Required
Applicants must keep essential documents ready, including Aadhaar card, PAN card, income proof, domicile certificate, and bank details. These documents are mandatory for verification and smooth processing of the application.
🏡 Final Word
The MHADA Lottery 2026 is a significant opportunity for Mumbai residents looking to own a home through a trusted government scheme. With transparent processes, strategic locations, and an online application system, this scheme continues to make affordable housing more accessible.
🏠 MHADA Lottery 2026 Update: How to Book Flats in Mumbai, Eligibility, Locations & Application Process